比亞迪推出首款雙模電動車
2008年12月15日
比亞迪汽車公司宣布，推出歷時5年研發、全球首款不依賴專業充電站的新能源汽車。
深圳市政府、中國建設銀行和比亞迪今日在發布會現場簽署了「F3DM雙模電動車採購意向書」。國家開發銀行還和比亞迪簽署了「開發性金融合作協議」。
比亞迪自主研發，具有完全自主知識產權的F3DM雙模電動車，搭載了全球最先進的DM雙模系統，將控制發電機和電動機兩種混合力量相結合，通過按鍵，可以使車輛在純電動(EV)和混合動力(HEV)兩種模式之間自由切換。純電動模式實現了零排放，混合動力的排放標準也遠遠優越於歐Ⅳ標準。
目前，國際上掌握雙模技術的只有通用、豐田和比亞迪三家企業。通用、豐田的電動汽車一次充電只能行駛25公里，比亞迪F3DM電動模式可以達到100公里。比亞迪DM雙模電動車還突破了反覆充電、家用插座充電兩大技術難關。
後記：
睇完報導之後，真係好驚訝．．．．！
估唔到中國公司ｇｅ知識產權可以屹立在世界上！科技的偉大！～
睇黎，巴菲特大佬確實有佢眼光獨到之處呀！！！快人一步入左股～
自十月下旬入市以後，我睇要儲夠錢，等大市進入下年中期調整ｇｅ時候，再出手入貨先得！！！
下次入貨目標有：中人壽，工行及比亞迪
2008年12月15日星期一
2008年12月14日星期日
劉明康：金融危機遠未見底環球金融機構信貸損失料達3萬億美元
劉明康：金融危機遠未見底環球金融機構信貸損失料達3萬億美元
2008年12月14日
【明報專訊】雷曼破產已差不多三個月，中國銀監會主席劉明康認為，這場金融危機距離見底尚十分遙遠。他預期，金融機構此次總共損失至少會高達3萬億美元，目前很多損失仍未暴露。環球經濟要經歷漫長而痛苦的「去槓桿化」過程，所以復蘇亦需要很長時間。
內地經濟明年要力保增長，銀行要在經濟下滑時支持企業，劉明康說，明年會容忍內地銀行的不良貸款餘額出現反彈。在北京舉行的《財經》雜誌年會上，劉明康表示，國際金融市場持續動盪、實體經濟全面下滑，「底是根本沒到」。目前國際金融市場信心、信任遠未恢復，市場流動性仍非常緊張。而根本問題是，金融機構損失未暴露乾淨，危機未會過去。「金融機構的損失暴露，是還會繼續。已經走掉了兩個7000億美元了，在我的眼睛裏，沒有30,000億元損失是不可能的，這件事情乾淨不了。」他說。
「去槓桿化」壓抑經濟 難即時復蘇
他又指出，金融機構正常的槓桿率應在十多倍，但雷曼破產時其帳上槓桿率高達30多倍，表外槓桿率亦有20多倍，實在過分。而當金融泡沫破裂後，金融機構要控制槓桿，提高穩健性，進行「去槓桿化」，而這會對金融體系和實體經濟產生長期的、痛苦的收縮。「所以，這次經濟的恢復不可能是V字型，一定是比較漫長的U字型。」他說。
內地經濟不容樂觀
他認為，中國經濟形勢同樣不容樂觀。11月工業品出廠價格(PPI)及居民消費物價指數(CPI)均大幅回落，在經濟下滑時，PPI的跌勢會「殘酷無情」地把CPI拖下去，所以，由通脹轉為通縮的可能性大增。外貿情况也不容樂觀，11月進出口跌了9％，貿易相當於中國本地生產總值的七成，從波羅的海散貨輪指數的急跌，顯示國際貿易實不容樂觀，全球有八成的貨物是用散貨輪運載的，故該指數有啟示作用。
他說，從11月的第二產業用電量急跌了超過10％看，第二產業的放緩亦令人難以樂觀，國內資產市場也出現調整，資本流入也可能轉化成資本流出。
劉明康指出，內地為明年經濟設訂「保8」的目標，是因為以中國人口之眾，若經濟增長率跌至6%或7%，將影響就業，造成社會動盪。而在保增長中，銀行亦應出一分力。對由於訂單減少、庫存受壓、現金流可能出現負數的企業，若非經營有問題，應給予支持。但「救急、救窮，但不是救亂」，他說，對於公司治理混亂、關聯交易不斷、財務報表騙人的企業不會救。「皮之不存，毛將焉附」，若企業紛紛倒閉，銀行風險會更大。
不過，可以預期，銀行幫企業必令壞帳增加，銀監會對此亦會彈性處理。往年銀監會一直要求銀行不良貸款率及不良貸款餘額雙降，劉明康指出，明年不良貸款餘額合理地反彈，是可以容忍的。但不良貸款率下降是「剛性要求」，不能改變。
周小川：內地服務業發展仍太慢
內地近期強調要以擴大內需、消費來保增長，對此人民銀行行長周小川在年會上表示，內地以往在擴大消費方面無甚經驗，因為過去「很長時間過苦日子」，政府着重生產。消費大部分涉及服務業，而但內地服務業發展仍然太慢。
2008年12月14日
【明報專訊】雷曼破產已差不多三個月，中國銀監會主席劉明康認為，這場金融危機距離見底尚十分遙遠。他預期，金融機構此次總共損失至少會高達3萬億美元，目前很多損失仍未暴露。環球經濟要經歷漫長而痛苦的「去槓桿化」過程，所以復蘇亦需要很長時間。
內地經濟明年要力保增長，銀行要在經濟下滑時支持企業，劉明康說，明年會容忍內地銀行的不良貸款餘額出現反彈。在北京舉行的《財經》雜誌年會上，劉明康表示，國際金融市場持續動盪、實體經濟全面下滑，「底是根本沒到」。目前國際金融市場信心、信任遠未恢復，市場流動性仍非常緊張。而根本問題是，金融機構損失未暴露乾淨，危機未會過去。「金融機構的損失暴露，是還會繼續。已經走掉了兩個7000億美元了，在我的眼睛裏，沒有30,000億元損失是不可能的，這件事情乾淨不了。」他說。
「去槓桿化」壓抑經濟 難即時復蘇
他又指出，金融機構正常的槓桿率應在十多倍，但雷曼破產時其帳上槓桿率高達30多倍，表外槓桿率亦有20多倍，實在過分。而當金融泡沫破裂後，金融機構要控制槓桿，提高穩健性，進行「去槓桿化」，而這會對金融體系和實體經濟產生長期的、痛苦的收縮。「所以，這次經濟的恢復不可能是V字型，一定是比較漫長的U字型。」他說。
內地經濟不容樂觀
他認為，中國經濟形勢同樣不容樂觀。11月工業品出廠價格(PPI)及居民消費物價指數(CPI)均大幅回落，在經濟下滑時，PPI的跌勢會「殘酷無情」地把CPI拖下去，所以，由通脹轉為通縮的可能性大增。外貿情况也不容樂觀，11月進出口跌了9％，貿易相當於中國本地生產總值的七成，從波羅的海散貨輪指數的急跌，顯示國際貿易實不容樂觀，全球有八成的貨物是用散貨輪運載的，故該指數有啟示作用。
他說，從11月的第二產業用電量急跌了超過10％看，第二產業的放緩亦令人難以樂觀，國內資產市場也出現調整，資本流入也可能轉化成資本流出。
劉明康指出，內地為明年經濟設訂「保8」的目標，是因為以中國人口之眾，若經濟增長率跌至6%或7%，將影響就業，造成社會動盪。而在保增長中，銀行亦應出一分力。對由於訂單減少、庫存受壓、現金流可能出現負數的企業，若非經營有問題，應給予支持。但「救急、救窮，但不是救亂」，他說，對於公司治理混亂、關聯交易不斷、財務報表騙人的企業不會救。「皮之不存，毛將焉附」，若企業紛紛倒閉，銀行風險會更大。
不過，可以預期，銀行幫企業必令壞帳增加，銀監會對此亦會彈性處理。往年銀監會一直要求銀行不良貸款率及不良貸款餘額雙降，劉明康指出，明年不良貸款餘額合理地反彈，是可以容忍的。但不良貸款率下降是「剛性要求」，不能改變。
周小川：內地服務業發展仍太慢
內地近期強調要以擴大內需、消費來保增長，對此人民銀行行長周小川在年會上表示，內地以往在擴大消費方面無甚經驗，因為過去「很長時間過苦日子」，政府着重生產。消費大部分涉及服務業，而但內地服務業發展仍然太慢。
2008年11月10日星期一
中央兩年計劃投資四萬億
中央兩年計劃投資四萬億 (19:21)
2008年11月9日
5日召開的國務院常務會議，確定了當前進一步擴大內需、促進經濟增長的十項措施。
總理溫家寶5日主持召開國務院常務會議，研究部署進一步擴大內需促進經濟平穩較快增長的措施。
會議認爲，近兩個月來，世界經濟金融危機日趨嚴峻，爲抵禦國際經濟環境對我國的不利影響，必須採取靈活審慎的宏觀經濟政策，以應對複雜多變的形勢。當前要實行積極的財政政策和適度寬鬆的貨幣政策，出臺更加有力的擴大國內需求措施，加快民生工程、基礎設施、生態環境建設和灾後重建，提高城鄉居民特別是低收入群體的收入水平，促進經濟平穩較快增長。
會議確定了當前進一步擴大內需、促進經濟增長的十項措施：
一是加快建設保障性安居工程。加大對廉租住房建設支持力度，加快棚戶區改造，實施游牧民定居工程，擴大農村危房改造試點。
二是加快農村基礎設施建設。加大農村沼氣、飲水安全工程和農村公路建設力度，完善農村電網，加快南水北調等重大水利工程建設和病險水庫除險加固，加强大型灌區節水改造。加大扶貧開發力度。
三是加快鐵路、公路和機場等重大基礎設施建設。重點建設一批客運專綫、煤運通道項目和西部幹綫鐵路，完善高速公路網，安排中西部幹綫機場和支綫機場建設，加快城市電網改造。
四是加快醫療衛生、文化教育事業發展。加强基層醫療衛生服務體系建設，加快中西部農村初中校舍改造，推進中西部地區特殊教育學校和鄉鎮綜合文化站建設。
五是加强生態環境建設。加快城鎮污水、垃圾處理設施建設和重點流域水污染防治，加强重點防護林和天然林資源保護工程建設，支持重點節能減排工程建設。
六是加快自主創新和結構調整。支持高技術産業化建設和産業技術進步，支持服務業發展。
七是加快地震灾區灾後重建各項工作。
八是提高城鄉居民收入。提高明年糧食最低收購價格，提高農資綜合直補、良種補貼、農機具補貼等標準，增加農民收入。提高低收入群體等社保對象待遇水平，增加城市和農村低保補助，繼續提高企業退休人員基本養老金水平和優撫對象生活補助標準。
九是在全國所有地區、所有行業全面實施增值稅轉型改革，鼓勵企業技術改造，減輕企業負擔1200億元。
十是加大金融對經濟增長的支持力度。取消對商業銀行的信貸規模限制，合理擴大信貸規模，加大對重點工程、“三農”、中小企業和技術改造、兼幷重組的信貸支持，有針對性地培育和鞏固消費信貸增長點。初步匡算，實施上述工程建設，到2010年底約需投資4萬億元。爲加快建設進度，會議决定，今年四季度先增加安排中央投資1000億元，明年灾後重建基金提前安排200億元，帶動地方和社會投資，總規模達到4000億元。
會議要求，擴大投資出手要快，出拳要重，措施要准，工作要實。要突出重點，認真選擇，加强管理，提高質量和效益。要優先考慮已有規劃的項目，加大支持力度，加快工程進度，同時抓緊啓動一批新的建設項目，辦成一些群衆期盼、對國民經濟長遠發展關係重大的大事。堅持既有利于促進經濟增長，又有利于推動結構調整；既有利于拉動當前經濟增長，又有利于增强經濟發展後勁；既有效擴大投資，又積極拉動消費。要把促進增長和深化改革更好地結合起來，在國家宏觀調控下充分發揮市場對資源的配置作用；發揮中央和地方兩個積極性。
會議强調，儘管中國面臨不少困難，但我國內部需求的潜力巨大，金融體系總體穩健，企業應對市場變化的意識和能力較强，世界經濟調整爲我國加快結構升級、引進國外先進技術和人才等帶來新的機遇。只要中國及時果斷採取正確的政策措施，把握機遇，應對挑戰，就一定能够保持經濟平穩較快發展。(新華網)
2008年11月9日
5日召開的國務院常務會議，確定了當前進一步擴大內需、促進經濟增長的十項措施。
總理溫家寶5日主持召開國務院常務會議，研究部署進一步擴大內需促進經濟平穩較快增長的措施。
會議認爲，近兩個月來，世界經濟金融危機日趨嚴峻，爲抵禦國際經濟環境對我國的不利影響，必須採取靈活審慎的宏觀經濟政策，以應對複雜多變的形勢。當前要實行積極的財政政策和適度寬鬆的貨幣政策，出臺更加有力的擴大國內需求措施，加快民生工程、基礎設施、生態環境建設和灾後重建，提高城鄉居民特別是低收入群體的收入水平，促進經濟平穩較快增長。
會議確定了當前進一步擴大內需、促進經濟增長的十項措施：
一是加快建設保障性安居工程。加大對廉租住房建設支持力度，加快棚戶區改造，實施游牧民定居工程，擴大農村危房改造試點。
二是加快農村基礎設施建設。加大農村沼氣、飲水安全工程和農村公路建設力度，完善農村電網，加快南水北調等重大水利工程建設和病險水庫除險加固，加强大型灌區節水改造。加大扶貧開發力度。
三是加快鐵路、公路和機場等重大基礎設施建設。重點建設一批客運專綫、煤運通道項目和西部幹綫鐵路，完善高速公路網，安排中西部幹綫機場和支綫機場建設，加快城市電網改造。
四是加快醫療衛生、文化教育事業發展。加强基層醫療衛生服務體系建設，加快中西部農村初中校舍改造，推進中西部地區特殊教育學校和鄉鎮綜合文化站建設。
五是加强生態環境建設。加快城鎮污水、垃圾處理設施建設和重點流域水污染防治，加强重點防護林和天然林資源保護工程建設，支持重點節能減排工程建設。
六是加快自主創新和結構調整。支持高技術産業化建設和産業技術進步，支持服務業發展。
七是加快地震灾區灾後重建各項工作。
八是提高城鄉居民收入。提高明年糧食最低收購價格，提高農資綜合直補、良種補貼、農機具補貼等標準，增加農民收入。提高低收入群體等社保對象待遇水平，增加城市和農村低保補助，繼續提高企業退休人員基本養老金水平和優撫對象生活補助標準。
九是在全國所有地區、所有行業全面實施增值稅轉型改革，鼓勵企業技術改造，減輕企業負擔1200億元。
十是加大金融對經濟增長的支持力度。取消對商業銀行的信貸規模限制，合理擴大信貸規模，加大對重點工程、“三農”、中小企業和技術改造、兼幷重組的信貸支持，有針對性地培育和鞏固消費信貸增長點。初步匡算，實施上述工程建設，到2010年底約需投資4萬億元。爲加快建設進度，會議决定，今年四季度先增加安排中央投資1000億元，明年灾後重建基金提前安排200億元，帶動地方和社會投資，總規模達到4000億元。
會議要求，擴大投資出手要快，出拳要重，措施要准，工作要實。要突出重點，認真選擇，加强管理，提高質量和效益。要優先考慮已有規劃的項目，加大支持力度，加快工程進度，同時抓緊啓動一批新的建設項目，辦成一些群衆期盼、對國民經濟長遠發展關係重大的大事。堅持既有利于促進經濟增長，又有利于推動結構調整；既有利于拉動當前經濟增長，又有利于增强經濟發展後勁；既有效擴大投資，又積極拉動消費。要把促進增長和深化改革更好地結合起來，在國家宏觀調控下充分發揮市場對資源的配置作用；發揮中央和地方兩個積極性。
會議强調，儘管中國面臨不少困難，但我國內部需求的潜力巨大，金融體系總體穩健，企業應對市場變化的意識和能力較强，世界經濟調整爲我國加快結構升級、引進國外先進技術和人才等帶來新的機遇。只要中國及時果斷採取正確的政策措施，把握機遇，應對挑戰，就一定能够保持經濟平穩較快發展。(新華網)
2008年10月10日星期五
衝動?
今天中午, 入左少少貨, 分別有3968, 939 & 1398
工行係我第一次買入, 第一次做股東仔...希望未來都可以為我帶來3-4厘股息就好了....
今天的確係有d衝動去買股票,眼見HSI跌足7天,差唔多4千點....
今晚再睇一睇美股同歐洲等股市, 真係囧了一陣子, 歐洲單日跌足10%,而家美股又仆直...
而家確實有少少後悔太早入市....太早?
由今年4月份至昨天我都無入到貨....忍左差不多半年時間....
見到近一星期市況暴瀉, 頭一兩天已經眼紅紅想入市....不過當時我認為就算最低, 已經d價位又唔係太岩我...見到今天跌到差唔多滿意, 我先決定買入!
可能早左....我無聽Adrian老師講, 佢講明12月份先好入, 結果我都係忍唔到手....
無計, 坐下無妨....反正自己投資係長線for retirement.
我真係要好好磨練一下好似Adrian老師咁ge思維先得!
透露少少我ge投資組合la...(有點兒過份集中...但係呢d股係我比較有一定了解...希望未來可以改善一下組合分布)
投資組合成員如下:
股票 現值比重
1. 中國移動(941) 22.71%
2. 建設銀行(939) 33.35%
3. 工商銀行(1398) 7.70%
4. 招商銀行(3968) 14.14%
5. 中國人壽(2628) 15.32%
6. 深圳控股(604) 3.69%
7. SOHO中國(410) 3.08%
工行係我第一次買入, 第一次做股東仔...希望未來都可以為我帶來3-4厘股息就好了....
今天的確係有d衝動去買股票,眼見HSI跌足7天,差唔多4千點....
今晚再睇一睇美股同歐洲等股市, 真係囧了一陣子, 歐洲單日跌足10%,而家美股又仆直...
而家確實有少少後悔太早入市....太早?
由今年4月份至昨天我都無入到貨....忍左差不多半年時間....
見到近一星期市況暴瀉, 頭一兩天已經眼紅紅想入市....不過當時我認為就算最低, 已經d價位又唔係太岩我...見到今天跌到差唔多滿意, 我先決定買入!
可能早左....我無聽Adrian老師講, 佢講明12月份先好入, 結果我都係忍唔到手....
無計, 坐下無妨....反正自己投資係長線for retirement.
我真係要好好磨練一下好似Adrian老師咁ge思維先得!
透露少少我ge投資組合la...(有點兒過份集中...但係呢d股係我比較有一定了解...希望未來可以改善一下組合分布)
投資組合成員如下:
股票 現值比重
1. 中國移動(941) 22.71%
2. 建設銀行(939) 33.35%
3. 工商銀行(1398) 7.70%
4. 招商銀行(3968) 14.14%
5. 中國人壽(2628) 15.32%
6. 深圳控股(604) 3.69%
7. SOHO中國(410) 3.08%
2008年10月8日星期三
Fed leads global coordinated rate cut, eases by half point
Fed leads global coordinated rate cut, eases by half point
Wednesday October 8, 7:59 am ET
WASHINGTON (Reuters) - The U.S. Federal Reserve led a coordinated round of global official rate cuts on Wednesday, easing by a half percentage-point, as did the European Central Bank, Bank of England and Swiss, Canadian and Swedish central banks. In an attempt to stem unprecedented global market turmoil, the Fed cut its key federal funds lending rate by half a percentage point to 1.5 percent and also lowered its discount rate by the same amount to 1.75 percent.
The ECB also cut by a half-point to 3.75 percent as did the Bank of England, taking its rate to 4.5 percent.
China also joined the effort, cutting its key rate 27 basis points.
The Bank of Japan, with rates at just 0.5 percent, did not ease but the Fed said the BOJ expressed its strong support for the coordinated policy action.
"Incoming economic data suggests that the pace of economic activity has slowed markedly in recent months," the Fed said in a statement.
"Moreover, the intensification of financial market turmoil is likely to exert additional restraint on spending, partly by further reducing the ability of households and businesses to obtain credit."
The Fed said that while inflation has been high, recent declines in energy and other commodity prices had tempered inflation risks.
It said the vote to cut U.S. rates was unanimous and that inflation expectations appeared to be diminishing which could help support price stability.
"The recent intensification of the financial crisis has augmented the downside risks to growth and thus has diminished further the upside risks to price stability," the Fed said.
(Reporting by Glenn Somerville, editing by Mike Peacock/David Stamp)
Wednesday October 8, 7:59 am ET
WASHINGTON (Reuters) - The U.S. Federal Reserve led a coordinated round of global official rate cuts on Wednesday, easing by a half percentage-point, as did the European Central Bank, Bank of England and Swiss, Canadian and Swedish central banks. In an attempt to stem unprecedented global market turmoil, the Fed cut its key federal funds lending rate by half a percentage point to 1.5 percent and also lowered its discount rate by the same amount to 1.75 percent.
The ECB also cut by a half-point to 3.75 percent as did the Bank of England, taking its rate to 4.5 percent.
China also joined the effort, cutting its key rate 27 basis points.
The Bank of Japan, with rates at just 0.5 percent, did not ease but the Fed said the BOJ expressed its strong support for the coordinated policy action.
"Incoming economic data suggests that the pace of economic activity has slowed markedly in recent months," the Fed said in a statement.
"Moreover, the intensification of financial market turmoil is likely to exert additional restraint on spending, partly by further reducing the ability of households and businesses to obtain credit."
The Fed said that while inflation has been high, recent declines in energy and other commodity prices had tempered inflation risks.
It said the vote to cut U.S. rates was unanimous and that inflation expectations appeared to be diminishing which could help support price stability.
"The recent intensification of the financial crisis has augmented the downside risks to growth and thus has diminished further the upside risks to price stability," the Fed said.
(Reporting by Glenn Somerville, editing by Mike Peacock/David Stamp)
2008年10月6日星期一
第一次完全貼近大市
今日係10月6日星期一....係國慶之後, 重陽節之前的一天。今天我預先請左假, 目的係想10月1-7日放大假!XDDD
今日無乜特別事要做, 無無聊聊o係屋企, 唯有跟蹤港股!
第一次即日觀摩股市....心情特別緊張.....因為上星期五美國救市方案通過但股市未能受惠反倒跌...諗住今日做Day Trader, 搏佢先急跌後微升! 不過到最後....我都係得個"睇"字, 唔敢入市! 原因下面會慢慢講....
朝早睇"交易現場", 差唔多到10點ge時候, 已經開定機, "目及"住個市....其中, 我留意住幾隻股, 分別有1398, 939同3968 only呢三隻!...開市恆指即跌五百幾點....一般操作都係中午之後先適宜入市....於是我睇住個市留意下有咩異樣! 睇落成交比以往夠少....少到你唔信...似乎d人仲係好審慎...仲算較為理性咁唔去交易....
中午之後, 跌幅擴大....正符合我預期, 出低價迫人沽貨....可惜失敗! 市黎到呢一刻, 無人知個底o係邊? 時間會慢慢將理性的一群羊咩咩折磨至沽貨為止.....
本來我想趁今日個低位都離我目標差唔多, 想入939同1398, 但係見到939個股息率仲未到5厘, 1398仲未到4厘....所以堅持唔買貨! 939禁售期結束...今日拋售到我眼都凸埋....太吸引....
不過正如Adrian老師所言....我要等耐一d....我要自制d...
今天報告完畢!!!
今日無乜特別事要做, 無無聊聊o係屋企, 唯有跟蹤港股!
第一次即日觀摩股市....心情特別緊張.....因為上星期五美國救市方案通過但股市未能受惠反倒跌...諗住今日做Day Trader, 搏佢先急跌後微升! 不過到最後....我都係得個"睇"字, 唔敢入市! 原因下面會慢慢講....
朝早睇"交易現場", 差唔多到10點ge時候, 已經開定機, "目及"住個市....其中, 我留意住幾隻股, 分別有1398, 939同3968 only呢三隻!...開市恆指即跌五百幾點....一般操作都係中午之後先適宜入市....於是我睇住個市留意下有咩異樣! 睇落成交比以往夠少....少到你唔信...似乎d人仲係好審慎...仲算較為理性咁唔去交易....
中午之後, 跌幅擴大....正符合我預期, 出低價迫人沽貨....可惜失敗! 市黎到呢一刻, 無人知個底o係邊? 時間會慢慢將理性的一群羊咩咩折磨至沽貨為止.....
本來我想趁今日個低位都離我目標差唔多, 想入939同1398, 但係見到939個股息率仲未到5厘, 1398仲未到4厘....所以堅持唔買貨! 939禁售期結束...今日拋售到我眼都凸埋....太吸引....
不過正如Adrian老師所言....我要等耐一d....我要自制d...
今天報告完畢!!!
2008年10月4日星期六
股民金融海嘯下輸命
曾稱「唔玩股票點發達」 報販損失數十萬燒炭 2008年10月4日
【明報專訊】金融海嘯席捲全球，股市波動，少數人及時收手「執番身彩」，但更多的人投資損手。正當數以萬計雷曼迷你債券事主日思夜想追回損失之時，一名投資股票失利的報販，疑不堪數十萬元家財付諸流水，昨日在北角寓所燒炭身亡，成為近月股市狂潮的首名犧牲者。據其朋友透露，死者生前曾豪言﹕「唔玩股票點發達？唔通靠辛苦打工？」詎料最終走上絕路。
燒炭身亡男子吳╳德，38歲，與妻子及兩名讀小學女兒，一家四口居於北角英皇道310號雲華大廈。其家人及親友事後趕到醫院，得悉吳某死訊後傷心不已。
反鎖廁所 妻報警揭發
昨午4時許，吳妻返回寓所發現廁所門鎖上及有煙冒出，拍門無回應，立即報警。消防趕至破門入屋，赫見吳在廁所內燒炭昏迷，他由救護車送院搶救不治。警方調查後相信無可疑，正了解其尋死原因。
吳原本相約一名姓關好友於昨日傍晚到蘭桂坊晚膳，好友其後接到其自殺消息後，即趕至醫院了解，得悉噩耗後慨嘆懷疑是投資股票損手，令吳自尋短見。關先生透露，他與吳為中學同學，兩人畢業後分別做廚房工作，同學兼同行，感情甚篤，他不時會到吳家作客。關又稱，吳與妻小生活融洽，惟吳因性格內向沉默，在工作方面不太如意，不時抱怨遭同事排斥。
年前屢有斬獲
兩三年前，吳開始踏足股巿，將積蓄投資到股票上，當時他以「股海洶湧」好言相勸，但吳不以為意，說﹕「唔玩股票點發達？唔通靠辛苦打工？」一心希望靠股票賺錢，讓家人生活富足。年前股市暢旺時，吳一度「願望成真」，屢有斬獲，更辭掉廚房工作，轉到寓所附近經營報檔，除股票外，亦開始投資基金，頗為風光。
好景不常，吳半年前在投資市場損手，更曾向關某透露因股巿損失慘重想過自殺，又表示死前會為家人安頓一切。當時關好言相勸，但不以為意。至近日環球金融海嘯下，吳投資再損失數以十萬元計，陷入財困，懷疑他因而走上絕路。
持「新股必賺」心態或屬病態
明愛展晴中心督導主任鄧耀祖說，投資者與病態賭徒只一線之隔，當你發現經常抱着「有市未為輸」、「存錢入股場」、「新股必賺」等心態去作金融投資時，很可能已陷入「病態賭徒」的深淵。
該中心過去5年曾為1887名問題或病態賭徒提供戒賭輔導，個案多以賭馬、賭場、賭波為主，但少數事主卻用賭博的心態和行為從事金融買賣，範圍甚至涉及期貨及認股證等。鄧耀祖說，這些人往往並非從事金融業，卻將全副身家投入股市，「不注視股市上落時，會坐立不安和沒有安全感，於是輸到無錢仍要『賭』！」
鄧稱，賭輸錢者借貴利，賭輸股者就借孖展，「但他們往往咬定自己是在『投資』，死也不肯認在賭博」。
鄧說，最近股市風高浪急，「病態股民」卻往往認為「這樣才更刺激，忽略工作、家庭、生活」，很容易會泥足深陷，填不了無底洞，又拒絕求助，便有可能走上自毁之途。
【明報專訊】金融海嘯席捲全球，股市波動，少數人及時收手「執番身彩」，但更多的人投資損手。正當數以萬計雷曼迷你債券事主日思夜想追回損失之時，一名投資股票失利的報販，疑不堪數十萬元家財付諸流水，昨日在北角寓所燒炭身亡，成為近月股市狂潮的首名犧牲者。據其朋友透露，死者生前曾豪言﹕「唔玩股票點發達？唔通靠辛苦打工？」詎料最終走上絕路。
燒炭身亡男子吳╳德，38歲，與妻子及兩名讀小學女兒，一家四口居於北角英皇道310號雲華大廈。其家人及親友事後趕到醫院，得悉吳某死訊後傷心不已。
反鎖廁所 妻報警揭發
昨午4時許，吳妻返回寓所發現廁所門鎖上及有煙冒出，拍門無回應，立即報警。消防趕至破門入屋，赫見吳在廁所內燒炭昏迷，他由救護車送院搶救不治。警方調查後相信無可疑，正了解其尋死原因。
吳原本相約一名姓關好友於昨日傍晚到蘭桂坊晚膳，好友其後接到其自殺消息後，即趕至醫院了解，得悉噩耗後慨嘆懷疑是投資股票損手，令吳自尋短見。關先生透露，他與吳為中學同學，兩人畢業後分別做廚房工作，同學兼同行，感情甚篤，他不時會到吳家作客。關又稱，吳與妻小生活融洽，惟吳因性格內向沉默，在工作方面不太如意，不時抱怨遭同事排斥。
年前屢有斬獲
兩三年前，吳開始踏足股巿，將積蓄投資到股票上，當時他以「股海洶湧」好言相勸，但吳不以為意，說﹕「唔玩股票點發達？唔通靠辛苦打工？」一心希望靠股票賺錢，讓家人生活富足。年前股市暢旺時，吳一度「願望成真」，屢有斬獲，更辭掉廚房工作，轉到寓所附近經營報檔，除股票外，亦開始投資基金，頗為風光。
好景不常，吳半年前在投資市場損手，更曾向關某透露因股巿損失慘重想過自殺，又表示死前會為家人安頓一切。當時關好言相勸，但不以為意。至近日環球金融海嘯下，吳投資再損失數以十萬元計，陷入財困，懷疑他因而走上絕路。
持「新股必賺」心態或屬病態
明愛展晴中心督導主任鄧耀祖說，投資者與病態賭徒只一線之隔，當你發現經常抱着「有市未為輸」、「存錢入股場」、「新股必賺」等心態去作金融投資時，很可能已陷入「病態賭徒」的深淵。
該中心過去5年曾為1887名問題或病態賭徒提供戒賭輔導，個案多以賭馬、賭場、賭波為主，但少數事主卻用賭博的心態和行為從事金融買賣，範圍甚至涉及期貨及認股證等。鄧耀祖說，這些人往往並非從事金融業，卻將全副身家投入股市，「不注視股市上落時，會坐立不安和沒有安全感，於是輸到無錢仍要『賭』！」
鄧稱，賭輸錢者借貴利，賭輸股者就借孖展，「但他們往往咬定自己是在『投資』，死也不肯認在賭博」。
鄧說，最近股市風高浪急，「病態股民」卻往往認為「這樣才更刺激，忽略工作、家庭、生活」，很容易會泥足深陷，填不了無底洞，又拒絕求助，便有可能走上自毁之途。
Bailout Will Help, but Pitfalls Remain
Bailout Will Help, but Pitfalls Remain
Friday October 3, 4:29 pm ET
By Rick Newman
The mammoth financial bailout plan is finally in place. But don't exhale just yet.
The $700 billion rescue bill that Congress finally passed will limit panic in the markets, since it gives the government vast new authority to take over sclerotic securities that have clogged the credit system and already brought down some of America's biggest companies. With the feds stepping into the bloodbath, the hemorrhaging should stop. But the economy is still in precarious shape, and unrealistic expectations about the bailout could end up disappointing consumers hoping for some kind of immediate relief.
Here are some likely developments for which consumers should prepare:
Less volatility. One thing the bailout will do is give investors some clarity and predictability, which will help calm the financial markets. With a clear plan for handling troubled companies--instead of the ad hoc approach applied to Bear Stearns, Lehman Brothers, and others--the government will abide by a consistent set of bailout rules, which will prevent the wild swings in the stock markets that made September a heart-stopping month.
But beware a sucker's rally. With the congressional melodrama over and the bailout in place, the markets will be reacting once again to ordinary economic forces--which are weak, at best. A few other big financial firms, and a lot of regional banks, are expected to take a hit next, especially if the credit crunch persists. Even if the government manages those problems smoothly, shareholders could get wiped out or of suffer deep losses. The global economy is cooling, too, which means less demand for American exports--a rare economic bright spot until lately--and lower profits for American multinational firms. All of those factors are likely to weigh down stocks.
Safe banks. There will probably be more bank failures, but the bill makes it clear that depositors don't need to worry about their money. The bill raises the amount of deposits covered by the FDIC from $100,000 to $250,000. That makes an implicit guarantee explicit: Until now, the FDIC has covered all deposits, including those over $100,000, to prevent "walks" on banks by people withdrawing everything over the insured limit. Now, the government will guarantees that higher amounts will be covered, even if banks fail.
A recession. Unfortunately, a more stable financial system probably won't prevent a sharp economic downturn, which already seems to be underway. Economists will probably continue to argue about whether it's technically a recession. But for many consumers and a lot of big industries, it doesn't matter what you call it: Times are tough, and getting tougher.
Job cuts in September--159,000--were the most in five years. Most economists are betting that additional jobs are going to be cut in coming months as companies hunker down. Worried consumers are likely to cut spending, deepening the dismal cycle.
There's already a recession in the auto industry, for example, which accounts for a big chunk of Americans' economic activity. Sales in September plunged to the lowest levels in 15 years. Deep worries--and profit-crunching discounts--are spreading to other sectors of the retail economy, too.
The bailout might help contain the damage. Theoretically, the feds' shock therapy will lessen the risk that a lot of companies will go bankrupt, which should motivate nervous bankers to start lending once again, with less fear that their money will vanish. If that actually happens, it will help big and small businesses alike continue to meet their payrolls. But there's nothing in the bill that forces banks to lend money, and they could just keep sitting on their cash for a while. And even if money loosens up, that's still no guarantee that consumers will spend. So any economic boost from the bailout will be indirect and probably take a while.
Minimal tax relief. A tax increase to pay for the bailout seems unnecessary, since many analysts think that the eventual sale of troubled securities could cover the government's costs. But added short-terms costs means that tax cuts anytime soon look less likely. Both Barack Obama and John McCain are pushing tax breaks, a perennial campaign promise. Obama wants to cut taxes for most Americans earning less than $250,000. McCain's plan calls for cutting capital gains taxes and corporate income taxes and extending other tax cuts that are set to expire soon. But don't bank on much relief: With the soaring costs of the federal bailout--plus added expenses, like up to $50 billion in loans for the Detroit automakers--anything that adds to the federal deficit next year is going to be hard to slip past budget hawks in Congress. A smaller set of tax cuts might be possible, though.
Scarce consumer loans. Banks have cut back on virtually every kind of loan to consumers, whether it's for cars, homes, vacations, or small credit-card purchases. One new government provision may help some homeowners who are at risk of defaulting, through a program that allows certain homeowners to renegotiate their loans with the bank. But it's not clear how effective that program will be.
While the bailout is supposed to ease the "credit crunch," it will probably be a while before relief reaches consumers. For one thing, the government will focus first on freeing money for banks and businesses so they are able to keep their operations humming and meet payroll expenses.
If banks do loosen up, the money flow may eventually trickle down to consumers. But stringent lending standards are likely to be in place well into next year, because banks are still digesting defaults on mortgages, car loans, and credit cards. And default rates are rising, not falling. Until those losses are covered, banks are going to say no more often than yes. For the next year or two, many Americans may have little choice but to save for a sunnier day.
Friday October 3, 4:29 pm ET
By Rick Newman
The mammoth financial bailout plan is finally in place. But don't exhale just yet.
The $700 billion rescue bill that Congress finally passed will limit panic in the markets, since it gives the government vast new authority to take over sclerotic securities that have clogged the credit system and already brought down some of America's biggest companies. With the feds stepping into the bloodbath, the hemorrhaging should stop. But the economy is still in precarious shape, and unrealistic expectations about the bailout could end up disappointing consumers hoping for some kind of immediate relief.
Here are some likely developments for which consumers should prepare:
Less volatility. One thing the bailout will do is give investors some clarity and predictability, which will help calm the financial markets. With a clear plan for handling troubled companies--instead of the ad hoc approach applied to Bear Stearns, Lehman Brothers, and others--the government will abide by a consistent set of bailout rules, which will prevent the wild swings in the stock markets that made September a heart-stopping month.
But beware a sucker's rally. With the congressional melodrama over and the bailout in place, the markets will be reacting once again to ordinary economic forces--which are weak, at best. A few other big financial firms, and a lot of regional banks, are expected to take a hit next, especially if the credit crunch persists. Even if the government manages those problems smoothly, shareholders could get wiped out or of suffer deep losses. The global economy is cooling, too, which means less demand for American exports--a rare economic bright spot until lately--and lower profits for American multinational firms. All of those factors are likely to weigh down stocks.
Safe banks. There will probably be more bank failures, but the bill makes it clear that depositors don't need to worry about their money. The bill raises the amount of deposits covered by the FDIC from $100,000 to $250,000. That makes an implicit guarantee explicit: Until now, the FDIC has covered all deposits, including those over $100,000, to prevent "walks" on banks by people withdrawing everything over the insured limit. Now, the government will guarantees that higher amounts will be covered, even if banks fail.
A recession. Unfortunately, a more stable financial system probably won't prevent a sharp economic downturn, which already seems to be underway. Economists will probably continue to argue about whether it's technically a recession. But for many consumers and a lot of big industries, it doesn't matter what you call it: Times are tough, and getting tougher.
Job cuts in September--159,000--were the most in five years. Most economists are betting that additional jobs are going to be cut in coming months as companies hunker down. Worried consumers are likely to cut spending, deepening the dismal cycle.
There's already a recession in the auto industry, for example, which accounts for a big chunk of Americans' economic activity. Sales in September plunged to the lowest levels in 15 years. Deep worries--and profit-crunching discounts--are spreading to other sectors of the retail economy, too.
The bailout might help contain the damage. Theoretically, the feds' shock therapy will lessen the risk that a lot of companies will go bankrupt, which should motivate nervous bankers to start lending once again, with less fear that their money will vanish. If that actually happens, it will help big and small businesses alike continue to meet their payrolls. But there's nothing in the bill that forces banks to lend money, and they could just keep sitting on their cash for a while. And even if money loosens up, that's still no guarantee that consumers will spend. So any economic boost from the bailout will be indirect and probably take a while.
Minimal tax relief. A tax increase to pay for the bailout seems unnecessary, since many analysts think that the eventual sale of troubled securities could cover the government's costs. But added short-terms costs means that tax cuts anytime soon look less likely. Both Barack Obama and John McCain are pushing tax breaks, a perennial campaign promise. Obama wants to cut taxes for most Americans earning less than $250,000. McCain's plan calls for cutting capital gains taxes and corporate income taxes and extending other tax cuts that are set to expire soon. But don't bank on much relief: With the soaring costs of the federal bailout--plus added expenses, like up to $50 billion in loans for the Detroit automakers--anything that adds to the federal deficit next year is going to be hard to slip past budget hawks in Congress. A smaller set of tax cuts might be possible, though.
Scarce consumer loans. Banks have cut back on virtually every kind of loan to consumers, whether it's for cars, homes, vacations, or small credit-card purchases. One new government provision may help some homeowners who are at risk of defaulting, through a program that allows certain homeowners to renegotiate their loans with the bank. But it's not clear how effective that program will be.
While the bailout is supposed to ease the "credit crunch," it will probably be a while before relief reaches consumers. For one thing, the government will focus first on freeing money for banks and businesses so they are able to keep their operations humming and meet payroll expenses.
If banks do loosen up, the money flow may eventually trickle down to consumers. But stringent lending standards are likely to be in place well into next year, because banks are still digesting defaults on mortgages, car loans, and credit cards. And default rates are rising, not falling. Until those losses are covered, banks are going to say no more often than yes. For the next year or two, many Americans may have little choice but to save for a sunnier day.
2008年9月23日星期二
SCANDAL(S)
Adrian老師所講ge公司醜聞, 似乎開始若隱若現.....
先有東亞職員濫權犯法導致公司損手....
再有毒牛奶事件, 不但奶類公司聲譽破產, 同時牽連至有關利用奶類產品作原料的其它產品公司!
除中資銀行未來有重大壞賬外, 究竟....還有甚麼Corporate Scandals會爆大鑊??
呢段時期, 還是靜待12月, 看看形勢有否好轉!?
先有東亞職員濫權犯法導致公司損手....
再有毒牛奶事件, 不但奶類公司聲譽破產, 同時牽連至有關利用奶類產品作原料的其它產品公司!
除中資銀行未來有重大壞賬外, 究竟....還有甚麼Corporate Scandals會爆大鑊??
呢段時期, 還是靜待12月, 看看形勢有否好轉!?
2008年9月20日星期六
用納稅人的血汗錢去救次按!!??
錢o係用來救經濟, 次按問題係重要, 但係.....我覺得落藥太重....
我認為救AIG係應該ge....但係集中次按產品去處理, 仲要洗大筆錢去搞, 似乎太離譜!
唔通美國以後真係要次次印銀紙去生活, 連穀重都要食埋先安樂?
利與弊實在一時三刻難以界定....
目前, 樓市咁差係因為債仔無錢供, 有人失業.....
咁點解唔將d錢去推動經濟, 令所有人人人有飯開, 人人有錢洗??
信心係累積番黎ge....一剎那ge救市, 係咪真係幫到破碎ge信心番黎??
Adrian老師話, 黎緊12月......好戲上演!
熊一才岩岩結束....
我認為救AIG係應該ge....但係集中次按產品去處理, 仲要洗大筆錢去搞, 似乎太離譜!
唔通美國以後真係要次次印銀紙去生活, 連穀重都要食埋先安樂?
利與弊實在一時三刻難以界定....
目前, 樓市咁差係因為債仔無錢供, 有人失業.....
咁點解唔將d錢去推動經濟, 令所有人人人有飯開, 人人有錢洗??
信心係累積番黎ge....一剎那ge救市, 係咪真係幫到破碎ge信心番黎??
Adrian老師話, 黎緊12月......好戲上演!
熊一才岩岩結束....
中資銀行持50億雷曼債券
【明報專訊】為了消除市場憂慮，六大中資銀行已全部公布了持有雷曼兄弟債券的金額。交行持有雷曼相關債券的總金額超過6億美元（46.8億港元）。建行持15億相關債券
建設銀行（0939）昨天公布，集團與附屬公司持有雷曼相關債券，合共1.914億美元（約14.9億港元），其中高級債券1.414億美元，次級債券5000萬美元。總數約佔截至今年6月底總資產的0.019％，或佔淨資產的0.29％。在「六行」當中，建行持有的金額最大（見表），但中行則另有對雷曼貸款餘額5320萬美元。
中信銀行（0998）昨日也公布，持有雷曼相關投資與交易產生的風險敞口約7600萬美元，惟並未持有次級債券。該行尚未對有關債券提取減值準備，將進行風險評估，根據審慎原則提取相應的減值準備。而建行則預計，有關敞口對財務狀况不會產生重大影響。
公布後股價大漲
隨着中央匯金增持中、工、建行，市場對中資銀行持有雷曼兄弟資產的憂慮幾近全面消弭，昨日H股全部升約一成，A股亦漲停板。
2008年9月18日星期四
飲毒奶致病蒙牛會負責到底
明報話：
「2008-09-18 22:42:00
蒙牛表示，會將不合格的嬰幼兒奶粉全部召回，5年內查出由問題牛奶造成的疾患會負責到底。蒙牛表示，會將不合格嬰幼兒奶粉相關產品的生產線停產整頓。對因食用問題批次奶粉造成身體疾患的消費者，蒙牛將按照國家標準加倍賠償，5年內查出由此造成的疾患會負責到底。」
蒙牛今次公開表明對毒奶事件採取高度重視,，又承諾對事件負責到底。真是一個具Social Responsibility的企業！
這次事件有很大程度影響蒙牛日後的發展，雖然有良好的企業作風，但是事實歸事實。這事件確實會令投資者信心完全動搖！成長的旅途真是漫長，蒙牛的成長或許還須多一點的苦澀才會苦盡甘來。有意投資蒙牛的話，可待PB ratio下跌至3-4的水平再作決定。(現PB=5.38)
雖然此刻講奶類股份傷人眾感情，現時確實是救嬰幼兒為首要任務！但作為理性投資者，千萬不要感情用事！
「2008-09-18 22:42:00
蒙牛表示，會將不合格的嬰幼兒奶粉全部召回，5年內查出由問題牛奶造成的疾患會負責到底。蒙牛表示，會將不合格嬰幼兒奶粉相關產品的生產線停產整頓。對因食用問題批次奶粉造成身體疾患的消費者，蒙牛將按照國家標準加倍賠償，5年內查出由此造成的疾患會負責到底。」
蒙牛今次公開表明對毒奶事件採取高度重視,，又承諾對事件負責到底。真是一個具Social Responsibility的企業！
這次事件有很大程度影響蒙牛日後的發展，雖然有良好的企業作風，但是事實歸事實。這事件確實會令投資者信心完全動搖！成長的旅途真是漫長，蒙牛的成長或許還須多一點的苦澀才會苦盡甘來。有意投資蒙牛的話，可待PB ratio下跌至3-4的水平再作決定。(現PB=5.38)
雖然此刻講奶類股份傷人眾感情，現時確實是救嬰幼兒為首要任務！但作為理性投資者，千萬不要感情用事！
2008年9月17日星期三
毒奶粉毒出禍
三鹿毒奶粉患兒升至六千 三人死亡
在所有臨床診斷病歷中，有158人發生過急性腎功能衰竭
負責處理三鹿毒奶粉事件的中國衛生部部長陳竺周三（17日）說，從今年9月12日至17日8時，中國各地共報告臨床診斷患兒6244例，這個數字比15日公布的臨床診斷患兒數多5千人。
其中4917例患兒症狀輕微，現需仍留院觀察治療患兒有1327人。在所有臨床診斷病歷中，有158人發生過急性腎功能衰竭。
患兒6千、3人死亡
陳竺還說，回顧性的調查已發現第3例死亡病例，該名嬰兒來自浙江省，此前死亡的兩名嬰兒都來自甘肅省。
與此同時，主管中國產品質量檢驗的最高官員說，中國國家質檢總局以前未在奶製品檢測中發現有害化學物"三聚氰胺"，是因為中國在這方面的標準中"沒有對有毒有害的化學物質進行規定"。
中國國家質檢總局已在16日晚披露，最新緊急專項檢查顯示，有22家企業69批次嬰幼兒奶粉產品檢出了有害化學物"三聚氰胺"。
三聚氰胺
對此，中國國家質檢總局局長李長江周三上午在新聞發佈會上解釋說，中國對嬰幼兒配方奶粉的國家標準有31項，它包括熱量、蛋白質含量、維生素含量、水份等這些重要的指標。
李長江說，以前之所以沒有對奶粉當中的三聚氰胺含量進行檢測，是因為"在我們國家這方面的規定中，和國際食品法典相關的標準當中，都沒有對有毒有害的化學物質進行規定。"
他說，這是"因為這些物質是不允許添加到食品當中的"。
撤消免檢
李長江說，對檢出三聚氰胺的22家中國乳品企業，凡是獲得中國名牌和國家免檢資格的，一律撤銷和終止。獲得國外衛生註冊的，通知有關國家停止衛生註冊資格。
他表示，在檢出三聚氰胺的產品中，廣東雅士利和青島索康嬰幼兒配方奶粉出口到了孟加拉、緬甸、也門、布隆迪和加蓬等五個國家。
李長江說，從周三開始，當局將派駐1400個駐廠工作組，將近5000人，對所有嬰幼兒乳製品生產企業實行駐廠監管，監管各企業的各個生產環節和出廠檢驗。
據新華社報道，中國目前共有175家嬰幼兒奶粉生產企業，其中66家企業已停止生產嬰幼兒奶粉。
中國質檢總局的公布緊急專項檢查只對109家生產嬰幼兒配方奶粉的企業進行了排查，共檢驗了這些企業的491批次樣品，但公布的檢測結果十分驚人。
階段性檢查結果顯示，有22家企業的69批次產品檢出了含量不同的、以前未被質檢總局列為檢測對象的三聚氰胺。
三鹿、蒙牛、伊利、雅士利、聖元、施恩等中國知名奶業品牌無一幸免，此事被中國媒體稱為22家中國奶企"集體中毒"。
以下是中國官方公布的22家被查出有問題奶粉的企業：
石家莊三鹿集團股份有限公司生產的三鹿牌嬰幼兒配方乳粉﹔
上海熊貓乳品有限公司生產的熊貓可寶牌嬰幼兒配方乳粉﹔
青島聖元乳業有限公司生產的聖元牌嬰幼兒配方乳粉﹔
山西古城乳業集團有限公司生產的古城牌嬰幼兒配方乳粉﹔
江西光明英雄乳業股份有限公司生產的英雄牌嬰幼兒配方乳粉﹔
寶雞惠民乳品(集團)有限公司生產的惠民牌嬰幼兒配方乳粉﹔
內蒙古蒙牛乳業(集團)股份有限公司生產的蒙牛牌嬰幼兒配方乳粉﹔
中澳合資多加多乳業(天津)有限公司生產的可淇牌嬰幼兒配方乳粉﹔
廣東雅士利集團股份有限公司生產的雅士利牌嬰幼兒配方乳粉﹔
湖南培益乳業有限公司生產的南山倍益牌嬰幼兒配方乳粉﹔
黑龍江省齊寧乳業有限責任公司生產的嬰幼兒配方乳粉2段基粉﹔
山西雅士利乳業有限公司生產的雅士利牌嬰幼兒配方乳粉﹔
深圳金必氏乳業有限公司生產的金必氏牌嬰幼兒配方乳粉﹔
施恩(廣州)嬰幼兒營養品有限公司生產的施恩牌嬰幼兒配方乳粉﹔
廣州金鼎乳製品廠生產的金鼎牌嬰幼兒配方乳粉﹔
內蒙古伊利實業集團股份有限公司生產的伊利牌兒童配方乳粉﹔
煙台澳美多營養品有限公司生產的澳美多牌嬰幼兒配方乳粉﹔
青島索康營養科技有限公司生產的愛可丁牌嬰幼兒配方乳粉﹔
西安市閻良區百躍乳業有限公司生產的禦寶牌嬰幼兒配方乳粉﹔
煙台磊磊乳品有限公司生產的磊磊牌嬰幼兒配方乳粉﹔
上海寶安力乳品有限公司生產的寶安力牌嬰幼兒配方乳粉﹔
福鼎市晨冠乳業有限公司生產的聰爾壯牌嬰幼兒配方乳粉。
2008年9月16日星期二
次按後遺症!
今日股市因為次按呢個傷口又爆.....雷曼破產!!!
第二間投資銀行終於要倒下了.....一向名氣好ge雷曼都落得如斯田地, 實在太令人傷感.....
講番港股! 今日絕大部份恆生成份股, 成交量都比平均成交量多出一倍!甚至兩倍....股價被質低!
以一年時間計....差不多隻隻跌穿晒一年低位....甚至三年....
不過仲有好幾隻股係跑贏大市ge....如似
700.hk 騰訊咁...比一年低位仲要高64%
2.hk, 高25%, 6.hk高28%
以股息計, 5,388,2388都有5-6厘....而家係有好多平貨....
不過個市太動盪.....唔適宜入市....
而家最重要就係草錢先....草夠子彈先再買.....
個市跌得咁爽, d散戶仲係死心不息, 去買"平貨"....代表咩???
熊市仲未結束.....好戲就快上演!
AIG而家真係好唔掂咁....佢個仔AIA都要四圍撲水....d水邊度黎??
AIA做人壽, 基金....即係要對投保人開刀la....
我都中左招, 就當係我出手幫下佢la....等佢唔好死得咁慘@@
最擔心ge唔係AIA...我投保都係少數目, 最弊我而家仲未搞清另一間保險公司AXA既狀況如何??
因為我買重左佢人壽, 佢死我死....囧rz
過多兩個月, 我應該夠錢開始部署入市....到時我會增持招行, 新增工行為組合成員, 如果仲有錢剩, 先再考慮中人壽or中移動....
第二間投資銀行終於要倒下了.....一向名氣好ge雷曼都落得如斯田地, 實在太令人傷感.....
講番港股! 今日絕大部份恆生成份股, 成交量都比平均成交量多出一倍!甚至兩倍....股價被質低!
以一年時間計....差不多隻隻跌穿晒一年低位....甚至三年....
不過仲有好幾隻股係跑贏大市ge....如似
700.hk 騰訊咁...比一年低位仲要高64%
2.hk, 高25%, 6.hk高28%
以股息計, 5,388,2388都有5-6厘....而家係有好多平貨....
不過個市太動盪.....唔適宜入市....
而家最重要就係草錢先....草夠子彈先再買.....
個市跌得咁爽, d散戶仲係死心不息, 去買"平貨"....代表咩???
熊市仲未結束.....好戲就快上演!
AIG而家真係好唔掂咁....佢個仔AIA都要四圍撲水....d水邊度黎??
AIA做人壽, 基金....即係要對投保人開刀la....
我都中左招, 就當係我出手幫下佢la....等佢唔好死得咁慘@@
最擔心ge唔係AIA...我投保都係少數目, 最弊我而家仲未搞清另一間保險公司AXA既狀況如何??
因為我買重左佢人壽, 佢死我死....囧rz
過多兩個月, 我應該夠錢開始部署入市....到時我會增持招行, 新增工行為組合成員, 如果仲有錢剩, 先再考慮中人壽or中移動....
2008年9月15日星期一
Lehman to file for bankruptcy (雷曼兄弟破產)
Monday September 15, 3:12 am ET
By Dan Wilchins
NEW YORK (Reuters) - Lehman Brothers Holdings Inc (NYSE:LEH - News) filed for bankruptcy protection, after trying to finance too many risky assets with too little capital, making it the largest and highest-profile casualty of the global credit crisis.
The Chapter 11 filing did not include its broker-dealer operations and other units, such as asset management firm Neuberger Berman. Those businesses will continue to operate, although Lehman is expected to liquidate them. It said it is in advanced talks on selling its investment management division.
Lehman is one of the biggest investment banks to collapse since 1990, when Drexel Burnham Lambert filed for bankruptcy protection amid a collapse in the junk bond market.
Time is of the essence as Lehman sells assets. Customers are often reluctant to trade with dealers whose parent companies are in bankruptcy, so the longer Lehman waits to sell its broker-dealer unit, for example, the less it will be worth.
"Much of (Lehman's) asset value at the end of the day is tied up in its credibility, and that takes a significant hit early in a bankruptcy case," said Jack Williams, Resident Scholar at the American Bankruptcy Institute, and a professor at Georgia State College of Law.
The Chapter 11 filing represents the end of a 158-year old company that survived world wars, the Asian financial crisis and the collapse of Long-Term Capital Management but could not survive the global credit crunch.
Financial institutions globally have recorded more than $500 billion of writedowns and credit losses as the U.S. subprime mortgage crisis has spread to other markets.
Bankruptcy also represents a bad end to Chief Executive Dick Fuld's four-decade career at Lehman. Fuld, who piloted the investment bank through prior crises with aplomb, was widely seen as too slow to recognize Lehman's need to raise capital and shed bad assets.
Lehman had $600 billion of assets financed with just $30 billion of equity as of the end of August. Having so little capital meant that a 5 percent decline in assets would wipe out the value of the company, which investors saw as a real risk thanks to the company's billions of dollars of mortgage securities.
"Lehman decided to play chicken with the market, and they lost," said James Ellman, portfolio manager at hedge fund Seacliff Capital, late on Sunday.
Lehman listed its biggest unsecured creditors as Citigroup Inc, (NYSE:C - News) Bank of New York Mellon Corp, (NYSE:BK - News) Aozora Bank, (Tokyo:8304.T - News) and Mizuho Financial Group Inc. (Tokyo:8411.T - News). Citi and Bank of New York Mellon are trustees for Lehman bonds.
The investment bank, once the fourth-largest in the United States, had hoped to raise capital by selling off a stake in its investment unit, and use that capital as well as other funds to spin off some of its toxic assets to shareholders.
But that plan did not satisfy investors, who pushed Lehman's share price to just a few dollars, or rating agencies, who pressed the company to find a stronger partner.
The filing comes after a weekend of heated negotiations among regulators and Wall Street firms regarding Lehman's fate. The U.S. government refused to backstop Lehman's worst assets the way it backstopped Bear Stearns Cos Inc's sale to JPMorgan Chase (NYSE:JPM - News). Government officials told banks to support Lehman or else be prepared for more investment banks to lose investor confidence and fail.
But prospective bidders refused to buy Lehman without government support, people briefed on the matter said. In the end, Lehman was allowed to fail, and Bank of America Corp (NYSE:BAC - News) agreed to buy what was seen as the next weakest U.S. investment bank, Merrill Lynch & Co Inc. (NYSE:MER - News)
PIZZA AND BEER
For many of Lehman's 26,000 employees the outlook is likely to be gloomy with job losses expected to be substantial even if significant parts of the business can be sold.
At Lehman's headquarters in Midtown Manhattan on Sunday afternoon, men dressed in suits came and went, while some employees entered the building with what appeared to be empty duffel bags, then left with them full.
Others emerged with accordion files, binders stuffed with papers and full valises.
On Sunday night hundreds of Lehman employees were still in the office to clear their desks and pack personal belongings, according to an employee.
Many even opted to say their farewells with one last office soiree. "We are having pizza and beer," the employee said.
Markets are likely to be wary of what is ahead. Bankruptcy is a long, complex process where almost everything is done out in the open, as opposed to the veil of secrecy Wall Street uses to conduct deals.
"This isn't a manufacturer or retailer... so we don't have a very rich track record about how the issues will be addressed, and the classic signposts just aren't there," Williams said.
"Once the company goes into bankruptcy this is going to be an opportunity to look under the hood, and we might not like what we see."
(Additional reporting by Emily Chasan and Robert MacMillan)
By Dan Wilchins
NEW YORK (Reuters) - Lehman Brothers Holdings Inc (NYSE:LEH - News) filed for bankruptcy protection, after trying to finance too many risky assets with too little capital, making it the largest and highest-profile casualty of the global credit crisis.
The Chapter 11 filing did not include its broker-dealer operations and other units, such as asset management firm Neuberger Berman. Those businesses will continue to operate, although Lehman is expected to liquidate them. It said it is in advanced talks on selling its investment management division.
Lehman is one of the biggest investment banks to collapse since 1990, when Drexel Burnham Lambert filed for bankruptcy protection amid a collapse in the junk bond market.
Time is of the essence as Lehman sells assets. Customers are often reluctant to trade with dealers whose parent companies are in bankruptcy, so the longer Lehman waits to sell its broker-dealer unit, for example, the less it will be worth.
"Much of (Lehman's) asset value at the end of the day is tied up in its credibility, and that takes a significant hit early in a bankruptcy case," said Jack Williams, Resident Scholar at the American Bankruptcy Institute, and a professor at Georgia State College of Law.
The Chapter 11 filing represents the end of a 158-year old company that survived world wars, the Asian financial crisis and the collapse of Long-Term Capital Management but could not survive the global credit crunch.
Financial institutions globally have recorded more than $500 billion of writedowns and credit losses as the U.S. subprime mortgage crisis has spread to other markets.
Bankruptcy also represents a bad end to Chief Executive Dick Fuld's four-decade career at Lehman. Fuld, who piloted the investment bank through prior crises with aplomb, was widely seen as too slow to recognize Lehman's need to raise capital and shed bad assets.
Lehman had $600 billion of assets financed with just $30 billion of equity as of the end of August. Having so little capital meant that a 5 percent decline in assets would wipe out the value of the company, which investors saw as a real risk thanks to the company's billions of dollars of mortgage securities.
"Lehman decided to play chicken with the market, and they lost," said James Ellman, portfolio manager at hedge fund Seacliff Capital, late on Sunday.
Lehman listed its biggest unsecured creditors as Citigroup Inc, (NYSE:C - News) Bank of New York Mellon Corp, (NYSE:BK - News) Aozora Bank, (Tokyo:8304.T - News) and Mizuho Financial Group Inc. (Tokyo:8411.T - News). Citi and Bank of New York Mellon are trustees for Lehman bonds.
The investment bank, once the fourth-largest in the United States, had hoped to raise capital by selling off a stake in its investment unit, and use that capital as well as other funds to spin off some of its toxic assets to shareholders.
But that plan did not satisfy investors, who pushed Lehman's share price to just a few dollars, or rating agencies, who pressed the company to find a stronger partner.
The filing comes after a weekend of heated negotiations among regulators and Wall Street firms regarding Lehman's fate. The U.S. government refused to backstop Lehman's worst assets the way it backstopped Bear Stearns Cos Inc's sale to JPMorgan Chase (NYSE:JPM - News). Government officials told banks to support Lehman or else be prepared for more investment banks to lose investor confidence and fail.
But prospective bidders refused to buy Lehman without government support, people briefed on the matter said. In the end, Lehman was allowed to fail, and Bank of America Corp (NYSE:BAC - News) agreed to buy what was seen as the next weakest U.S. investment bank, Merrill Lynch & Co Inc. (NYSE:MER - News)
PIZZA AND BEER
For many of Lehman's 26,000 employees the outlook is likely to be gloomy with job losses expected to be substantial even if significant parts of the business can be sold.
At Lehman's headquarters in Midtown Manhattan on Sunday afternoon, men dressed in suits came and went, while some employees entered the building with what appeared to be empty duffel bags, then left with them full.
Others emerged with accordion files, binders stuffed with papers and full valises.
On Sunday night hundreds of Lehman employees were still in the office to clear their desks and pack personal belongings, according to an employee.
Many even opted to say their farewells with one last office soiree. "We are having pizza and beer," the employee said.
Markets are likely to be wary of what is ahead. Bankruptcy is a long, complex process where almost everything is done out in the open, as opposed to the veil of secrecy Wall Street uses to conduct deals.
"This isn't a manufacturer or retailer... so we don't have a very rich track record about how the issues will be addressed, and the classic signposts just aren't there," Williams said.
"Once the company goes into bankruptcy this is going to be an opportunity to look under the hood, and we might not like what we see."
(Additional reporting by Emily Chasan and Robert MacMillan)
第一日開張, 意味著我要真正開始學習投資的旅程了!
小弟今天第一日開張, 呢個blog會開始記錄我學習投資ge日記....記底所有我知道同要面對ge野....
大家多多指教哦!!!
重申, 呢個Space只會記底Finance & Economy...
如果想睇番我以前講過ge投資記錄, 可以去番http://honestlas.spaces.live.com/呢度重溫!
http://honestlas.spaces.live.com/ 仍然會繼續運作, 不過再唔會講Finance....haha, 以後只會講我日常生活同趣事等....
第一日, 我就送樣野比大家....
請click入
http://www.editgrid.com/user/never/hsstocks (恆生成分股)
http://www.editgrid.com/user/never/Observation_List (觀察名單及模擬投資組合)
請大家唔好比面, 有批評可以盡情踩我!!!!= =
大家多多指教哦!!!
重申, 呢個Space只會記底Finance & Economy...
如果想睇番我以前講過ge投資記錄, 可以去番http://honestlas.spaces.live.com/呢度重溫!
http://honestlas.spaces.live.com/ 仍然會繼續運作, 不過再唔會講Finance....haha, 以後只會講我日常生活同趣事等....
第一日, 我就送樣野比大家....
請click入
http://www.editgrid.com/user/never/hsstocks (恆生成分股)
http://www.editgrid.com/user/never/Observation_List (觀察名單及模擬投資組合)
請大家唔好比面, 有批評可以盡情踩我!!!!= =
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